Making the most of your Payment Link

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Andy Moore

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ANNA’s Payment Link is one of the handiest features included in our Business Account, but lots of our customers don’t realise just how useful it is. So here’s a rundown of everything you can do with it.

<p>Missed previous news about payment links? Read <a href="https://anna.money/blog/updates/your-anna-payment-link-a-new-handy-way-to-accept-payments/" target="_blank">the launch post</a> and <a href="https://anna.money/blog/updates/your-anna-payment-link-just-got-even-better/" target="_blank">the previous update</a></p><h2>What is it?</h2><p>The Payment Link is a short link (to your own unique ANNA webpage) that lets your customers pay you straight into your ANNA account. They don’t need to know your bank details, and you can even add your business name and logo.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/6e0e950e_98f2_4dc6_948a_28f62fbaeab3_2022_08_10_Payment_Links_1_741b8fb973/6e0e950e_98f2_4dc6_948a_28f62fbaeab3_2022_08_10_Payment_Links_1_741b8fb973.png" alt="None" /><h2>How can customers pay me with the Payment Link?</h2><p>ANNA customers can ask for their payment link within the app, via chat, or by choosing ‘Get paid now’ from the Thunderbolt menu. The payment link can be sent to whoever owes you money!</p><p>Clicking on the payment link takes your customers to your unique payment page where they enter the amount they want to pay you, and an optional reference. You can also customise the link by specifying  an amount and reference. Your customers can pay you directly from the page in two ways.</p><p>Firstly, by choosing to pay by bank transfer. Using Open Banking technology via our partner TrueLayer, your customer can choose from a list of supported banks, and are taken to their own banking app where they can approve the payment and pay directly from their account.</p><p>Alternatively, if you have Stripe set up on your ANNA account, customers can pay you by entering their debit or credit card details directly on the payment page. To learn more about how to accept Stripe payment, please read our <a href="https://anna.money/blog/updates/introducing-stripe-payments-integration-to-anna/" target="_blank">Stripe integration post</a>.</p><p>And just like that, you got paid!</p><h2>Can I customise the Payment Link?</h2><p>The beauty of the link is that you can create a unique page for every different transaction. For example, if you want to charge a customer £160 for repairing a fence, just tap in those details and you’ll get a link you can send a customer with those fields already filled in. Then all they have to do is make the payment.</p><h2>How can I use the Payment Link?</h2><p>You can use the Payment Link in a few different ways. For example, if you run a shop you could use it instead of a card reader. If you want to take a payment in person, you can quickly share the link with your customer there and then. This is particularly handy if your card reader has a habit of breaking down.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/a81d07b5_5a42_4548_a298_44da30fa52ed_2022_08_10_Payment_Links_2_85c1e4528d/a81d07b5_5a42_4548_a298_44da30fa52ed_2022_08_10_Payment_Links_2_85c1e4528d.png" alt="None" /><p>If you already communicate with your customers through email, WhatsApp or Facebook Messenger, the Payment Link makes perfect sense. Just ping a customer the link and they can pay you straight away. Ker-ching!</p><p>You could also drop the Payment Link on your website, effectively transforming any webpage into an e-commerce site!</p><h2>How much does the Payment Link cost?</h2><p>Every month the first £200 you receive through your Payment Link is free. After that you’re charged 1% per transaction.</p>

Introducing Stripe payments integration to ANNA

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We’re excited to introduce another way for ANNA customers to get paid. ANNA’s new integration with Stripe allows customers to pay you quickly and easily through a credit card form on your website. Even better, ANNA has simplified the Stripe onboarding process so you can get set up in no time.

<h2>What is Stripe?</h2><p><a href="https://stripe.com/gb" target="_blank">Stripe</a> provides online checkout solutions for online businesses. They have all the backend systems necessary to allow website owners to accept online payments. Stripe offers opportunities for integrations, and we’re happy to use it to make ANNA customers’ lives a little bit smoother.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/ddeb013d_0cc8_46c6_9384_9ea4cbf3cadb_2022_06_01_What_is_Stripe_Stripe_checkout_b79a51de4d/ddeb013d_0cc8_46c6_9384_9ea4cbf3cadb_2022_06_01_What_is_Stripe_Stripe_checkout_b79a51de4d.png" alt="None" /><h2>An easier setup for ANNA customers</h2><p>Thanks to our integration with Stripe, setup for ANNA customers is really simple. Since you already passed identity and security checks when you signed up for ANNA, we can pass those basic details about your business on to Stripe (with your permission). We transfer all the necessary information (your legal name, your business name, company number and legal address) to Stripe, then connect your ANNA business account to your new Stripe account. After that, you’ll have everything you need to put the checkout form on your website and accept payments straight into your ANNA business account.</p><p>The Stripe integration also works for offline shops wanting to use contactless payment. Plus it will appear as a payment option when your customers use your payment link or scan the QR code on your invoices. Print out the QR codes, stick it on your cash register or cafe menu and let your customers pay in a way they prefer.</p><h2>How to set up ANNA with Stripe</h2><p>You can set up your Stripe account from the “Get paid” menu in ANNA Money app:</p><ol><li>Type <strong>“Get paid now”</strong> in chat or choose this option from the Thunderbolt menu</li><li>Choose <strong>“Use payment link”</strong></li><li>Tap <strong>“Edit and Share”</strong> on the payment link card</li><li>Find <strong>“Stripe”</strong> at the bottom and get started with your Stripe account setup</li><li>Once you’re done with account setup, Stripe will give you the information you need to install the checkout form</li></ol><img src="https://storage.googleapis.com/anna-website-cms-prod/d031139b-b52a-4b1d-a464-3edd688e17ee_2022-06-01-What+is+Stripe_+Stripe+checkout+%281%29/d031139b-b52a-4b1d-a464-3edd688e17ee_2022-06-01-What+is+Stripe_+Stripe+checkout+%281%29.png" alt="None" /><p><a href="https://anna.money/plus-taxes" target="_blank">ANNA +Taxes</a> users who don’t have an ANNA business account can set up Stripe from the Invoice Generator section.</p><h2>How much does Stripe charge?</h2><p>There is the standard Stripe per-transaction commission of 1.5% + 20p for UK cards. For latest official information and more details, <a href="https://stripe.com/gb/pricing" target="_blank">please see Stripe pricing on their website</a></p><p>ANNA doesn’t charge any additional fees for using Stripe with your ANNA account.</p><h2>How to add Stripe checkout to your website?</h2><p>After you’ve got things set up, the Stripe checkout option will be available to your customers on your ANNA payment link. You also get full access to the Stripe Checkout product, and this lets you set up a form on your own website. Stripe offers <a href="https://stripe.com/docs/payments/checkout" target="_blank">extensive guidelines</a> on how to do this. Check them out!</p><h2>What is Stripe payment?</h2><p>Payments through Stripe are no different from any other payment – they just go through a specific platform provider (Stripe), which means you have an additional agreement with them about how you use their platform – see below for some restrictions Stripe has for certain businesses.</p><h2>Is Stripe safe?</h2><p>Absolutely. It’s safe both for you and your customers. Check out Stripe’s <a href="https://stripe.com/docs/security/stripe" target="_blank">documentation on extensive security measures</a>.</p><h2>How can I add Stripe to Shopify?</h2><p>If you have a Shopify store, you can use Shopify Payments instead of Stripe. It’s a system Shopify built using Stripe to simplify accepting payments online. In countries where Shopify Payments is available (such as the UK) Shopify has removed the ability to integrate Shopify accounts with Stripe because it’s not necessary. Want to know more? <a href="https://help.shopify.com/en/manual/payments/shopify-payments" target="_blank">See Shopify’s manual to Shopify Payments</a></p><p>You can also use a <a href="https://anna.money/blog/updates/how-to-connect-your-shopify-account-to-anna/" target="_blank">Shopify integration for ANNA</a>: it allows you to import transaction data from your Shopify store into ANNA, and get your tax data calculated and displayed in ANNA.</p><h2>How to connect Stripe to Woocommerce?</h2><p>Stripe offers a plugin you can install to your WooCommerce store so you can accept online payments. To install the plugin, check out the <a href="https://woocommerce.com/document/stripe/" target="_blank">setup instructions on WooCommerce website</a>.</p><h2>Does Stripe accept CBD payments?</h2><p>Unfortunately, not. Even though CBD businesses are legal in the UK, they are on Stripe’s <a href="https://support.stripe.com/questions/restricted-business-list-faqs" target="_blank">restricted activities list</a>, so they will block accounts associated with CBD-related transactions. However, since ANNA does open business accounts for CBD businesses based in the UK, these companies can accept payments using <a href="https://anna.money/blog/updates/your-anna-payment-link-just-got-even-better/" target="_blank">their own ANNA payment links</a>. In these cases, there’s no need to get a Stripe account.</p><h2>How long does it take to receive Stripe payments?</h2><p>The current payout time from your Stripe account to your UK business account is about 3 business days. Check Stripe’s <a href="https://stripe.com/docs/payouts#payout-speed" target="_blank">payout documentation</a> for more details on payouts.</p><p></p>

Get business insurance with Qdos

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We’re excited to announce that you can now get business insurance through ANNA’s new partner, Qdos. As a leading insurance provider and consultancy for the UK's self-employed workforce, Qdos have provided coverage, peace of mind and guidance for over three decades.

<p>Whether you’re a sole trader or run a limited company, you can get an instant quote with immediate cover and documentation from only £4.58 a month – plus ANNA customers get a 5% discount.</p><h2>What insurance do I need?</h2><p>It’s a question small businesses ask every day. The answer depends on which services you offer, where you offer them, whether you have employees and lots of other factors. Fortunately Qdos specialises in business insurance and advice for UK-based contractors, freelancers, and micro-businesses, and boasts extensive insight, expertise, and knowledge of contractor issues, with special regard to the <a href="https://anna.money/blog/guides/what-is-ir35-and-how-does-it-affect-you/" target="_blank">IR35 legislation</a>.</p><p>So if you’re not sure exactly what insurance you need, don’t worry – Qdos’s free insurance finder tool can help you find the policy that’s right for you.</p><p>Get a no-obligation insurance quote and join over 100,000 self-employed contractors and sole traders who choose Qdos for their business insurance.</p><h2>What you get as an ANNA customer</h2><p>As an ANNA customer you get:</p><ul><li>A 5% discount off selected policies with code <strong>ANNA5</strong></li><li>Same day cover with instant documentation</li><li>You only pay for the cover you need</li><li>An account-managed service – Qdos don’t do call centers so you can speak to the same representative whether once a week or once a year</li><li>IR35 Contract Assessment worth £49 provided free with most policies (suitable for limited company contractors only)</li><li>30% off Self Assessment services for every Qdos customer (provided by third party)</li><li>Award-winning IR35 and self-employed tax support from our leading specialists</li></ul><p>To get started head to our partnership page <a href="https://www2.qdoscontractor.com/anna" target="_blank">on Qdos website</a>.</p>

Sage integration for ANNA

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Irakli Agladze

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We’ve got great news for Sage users — you can now automatically import all your transactions from your ANNA account into Sage. And it only takes a minute to set up.

<h2>Setting up Sage integration</h2><p>How to set up Sage integration</p><ul><li>Log into Sage Business Cloud (formerly known as SageOne) online</li><li>Go to the ‘Banking’ tab</li><li>In the ‘Bank Account’ section select ‘Actions’ and then ‘Connect to Bank’</li><li>Then type ‘ANNA’ into the search field and continue with the verification requirements </li><li>When you see a QR code, scan it with your phone and it will open the ANNA app for you</li></ul><p>Then all you need to do is approve the terms of integration (that just means the information you share with Sage) and authorise the connection to your Sage account.</p><p>Once you’re done, you should see your ANNA transactions in Sage within 10 to 15 minutes. </p><p>You don’t need to do anything else – from now on, all future transactions from your ANNA account will automatically appear in Sage.</p><p>Any questions? Just ask us in the app. We’re here to help 24/7.</p>

How to connect your Shopify Account to ANNA

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Talib Qayyum

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We’ve got good news for the ANNA customers who use Shopify for their online stores – you can now connect your Shopify store directly to ANNA to import your sales data. It’s quick, simple and makes filing your VAT even easier.

<h2>Connect your Shopify Account</h2><p>So, what are the benefits of connecting your Shopify store to ANNA? All your individual sales are imported straight into your ANNA app, along with all the VAT your customers paid you. And since you can already record all your expenses in ANNA, everything you need for a VAT return is in one place. No more downloading spreadsheets and combining your sales orders with your expenses.</p><h2>What about customer refunds?</h2><p>Yes, refunds are managed too. Anything you've returned back to your customers is correctly managed for your VAT.   </p><p>All this means that if you run a Shopify store you can directly file your VAT return to HMRC with just a few taps in the ANNA app (as long as you’ve already signed your business up to Making Tax Digital – there’s a handy link for this in the app if you haven’t done it yet). </p><p>So get back the time you lose dealing with bulky batch payouts from sales; install ANNA’s Easy UK Vat Returns app for Shopify today.</p><h2>Follow the simple steps below to get moving</h2><ol><li>Tap the briefcase icon at the bottom of the screen In the ANNA app</li><li>In "Your accounts" card on the top of the screen, tap "Connect an account"</li><li>Go to E-Commerce tab and hit "Connect a store"</li><li>Log in with your admin account name and password for your Shopify store</li><li>And you're done!</li></ol><h2>Check your VAT return and submit</h2><p>Your sales information should now have been imported from Shopify. Check the "VAT" card in the briefcase area of the ANNA app to see how your VAT has been calculated. You can then submit your VAT return.</p><p>We know a lot of our customers have been waiting for this integration to go live. We hope this works well for you and helps you get things done faster and easier. Don't hesitate to let us know in the app chat if you have any feedback or questions!</p><p></p>

Introducing ANNA integration for WooCommerce

All your individual WooCommerce sales are streamed into your ANNA mobile app, along with the VAT amounts your customers paid you. And with your expenses in ANNA, everything you need for a VAT Return is in one place. All you need to do is login into your WooCommerce store inside the ANNA app using your store admin username and password.

<p>No more downloading sheets and combining your sales orders with your expenses. Directly file your VAT Return to HMRC with just a few taps in the ANNA app, as long as you've signed up your business to Making Tax Digital. There's a handy link for this inside the app, if you haven't done it yet. Get back the time you lost dealing with bulky batch payouts from sales.</p><h2>How to connect ANNA to your WooCommerce account</h2><p>Follow the simple steps below to get moving </p><ol><li>In the ANNA app, tap the briefcase icon at the bottom of the screen</li><li>In "Your accounts" card, tap "Connect an account"</li><li>Go to E-Commerce tab and hit "Connect a store"</li><li>Log in with your admin account name and password for the WooCommerce website or store you wish to connect</li><li>Hit Approve</li><li>You are good to go!</li></ol><h2>Check your VAT</h2><p>Now that your sales information has been imported from WooCommerce, check the "VAT" card in the briefcase area of the ANNA app to see how your VAT has been calculated.</p><p>We can't wait to see how this works for you – if you have any feedback or questions, let us know in the app chat!</p>

A statement about our shareholders

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June 2022 update: ANNA is proud to now be 100% founder-owned – a standalone business with operational independence. We are a UK registered company with a thriving headquarters in London and an award-winning customer support team in Cardiff. In June 2022 we completed a buy-out that means that ANNA is now wholly owned by its founders. Funds were placed in the escrow account of a reputable EU law firm, to be released subject to approval/licence of the Luxembourg regulator.  ANNA now has three directors; original founders Boris Diakonov and Eduard Panteleev have been joined by Andrew Doman. Mr. Doman was appointed as an independent director and chairman of ANNA.  We’d like to once again thank everyone who has invested in ANNA and allowed us to fully regain our independence. We’re excited about ANNA’s future as a founder-owned business.

<p> </p><p><strong>Our original statement about our owners from April 2022
</strong>ANNA is a standalone brand, with operational independence. It is a UK registered company with headquarters in London and customer service team in Cardiff and is able to continue trading and operating without interruption.</p><p>Mr Fridman and Mr Aven (both subject to UK and EU sanctions) have an indirect 34% interest in ANNA through 2 companies – ABH Holdings SA (Luxembourg) and FIBR Technologies SA (Luxembourg).</p><p>Beginning in late February 2022, ANNA has instigated corporate governance changes. These include amending its shareholding agreement with FIBR Technologies SA to state that only ANNA’s founders Boris Diakonov and Eduard Panteleev can nominate directors to the company.</p><p>This change has been replicated in the company articles, published on Companies House and which were filed during mid-March.</p><p>ANNA now has three directors; original founders Boris Diakonov and Eduard Panteleev have been joined by Andrew Doman. Mr. Doman was appointed via an executive search consultancy and nominated as an independent director specifically to be chairman of ANNA. He had no prior connection with FIBR Technologies SA.</p><p>None of ANNA’s directors are associated with FIBR Technologies SA, there are no directors from FIBR Technologies SA on the ANNA board and FIBR Technologies SA has no say in ANNA’s governance. In this way ANNA has ring-fenced and protected its governance position.</p><p>The shareholders and directors have adopted a resolution whereby FIBR Technologies SA cannot receive any economic benefits from ANNA such as dividends, capital distributions etc.</p><p>All of the above allowed ANNA to ring-fence its position without making any judgement or determination on the position of its shareholder – FIBR Technologies S.A.</p><p>Our lawyers have reviewed all company documents and concluded ANNA is not a sanctioned entity. They submitted their conclusions to the Office of Financial Sanctions Implementation (OFSI).</p><p>The sanctions article is not applicable in this particular case.</p><p>The founders of ANNA are currently in the process of negotiating a buy-out. One of the conditions precedent for such a transaction is that it should be compliant with UK and EU sanctions law. We can not comment further on this transaction until it is completed.</p><p>We can confirm that FIBR Technologies SA has approached several potential buyers asking for interest to purchase their stake at ANNA.</p>

Share to ANNA

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Did you know you can share documents like receipts, invoices and bills to ANNA using your phone’s built-in share function on iOS and Android phones? Just tap the Share icon and pick ANNA from the list of available apps.

<p>ANNA makes running your business easier. And now you can share documents like receipts and invoices from any app on your phone straight to ANNA through your phone’s built-in share function. It’s easy. Then ANNA’s clever AI extracts information from your documents and uses it to create payments, or matches it to payments for bookkeeping and tax calculations. </p><p>You can also share documents requested by ANNA the same way.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/748ccbd6_a06b_4648_877d_75e131deaaa8_2022_03_18_native_share_1_17dd17209a/748ccbd6_a06b_4648_877d_75e131deaaa8_2022_03_18_native_share_1_17dd17209a.png" alt="None" /><p>Whatever app you’re in, tap the Share icon and then choose ANNA from the list. We’ll ask you what you want to do with the file or files, and then we’ll upload it and process it for you.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/8d1bc7dd_f0b9_4b8c_abad_fcfddb056a87_2022_03_18_native_share_2_5b8612358e/8d1bc7dd_f0b9_4b8c_abad_fcfddb056a87_2022_03_18_native_share_2_5b8612358e.png" alt="None" /><p>There are 3 main things you can share to ANNA</p><h2>Create a new payment</h2><p>When preparing a payment, you can share a document to minimize data entry and avoid mistakes. You can upload a bill or an invoice, and ANNA then creates the payment automatically. </p><h2>Attach to a transaction </h2><p>You can share invoices and receipts for bookkeeping purposes. ANNA has the ability to process multiple receipts and invoices at once – it extracts the text from documents to grab company names, addresses and monetary values and VAT amounts. ANNA then automatically matches your document to a transaction you’ve made and even captures the VAT. </p><h2>Something else</h2><p>Sometimes ANNA might ask for a document, either as part of our onboarding process or in case we need extra information about an incoming or outgoing payment. If you want to share a document for the attention of our customer support team – then choose ‘Something else’</p><p>And that’s it! Now getting documents from your phone into ANNA is even easier. </p>

An ANNA update on events in Ukraine

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As of March 2022, ANNA no longer has any offices or employees left in Russia. We made sure that any contractors who wanted to leave Russia were able to do so, and we are now opening an ANNA office in Tbilisi, Georgia to accommodate them. We’re also looking for another base within the EU.

<h2>ANNA employees in Ukraine and Russia have been relocated</h2><p>As we’ve mentioned previously, we’ve been working hard to get our Ukrainian employees out of Ukraine, and Russian employees out of Russia, as quickly and safely as possible.</p><p>ANNA had about 50 people in Russia. None of them supported the actions of the Russian government and were eager to leave the country and take their skills and experiences with them. We have now managed to successfully relocate all of them, as well as their families.</p><p>From the moment of its foundation, ANNA has always been a British company – we’ve never had any legal ties with Russia. As of now we don’t have any financial ties with Russia either, as all of our Russian team has moved to the UK, Georgia, Armenia or Turkey.</p><h2>New office in Georgia</h2><p>As most of our developers have chosen to move to Georgia, we are now opening an office in Tbilisi. We’re also looking at opening another office in the EU to offer more relocation options, and are now open to commercial offers.</p><h2>We stand with Ukraine</h2><p>This war is a crime against humanity – it is not acceptable and has no place in the modern world. We feel very sorry for the Ukrainian people, for the Russian people who fall victim to their regime, and for everyone who faces the consequences of the terrible actions of Putin’s government. We stand with Ukraine and the Ukrainian people, and we demand that Russia stops its military aggression.</p><p>Please consider donating to <a href="https://donate.redcross.org.uk/appeal/ukraine-crisis-appeal" target="_blank">the Red Cross Ukraine Crisis Appeal</a>.</p>

Meet the Lioneers

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When ANNA launched in late 2018, we attracted lots of customers who were also just starting their own businesses. We took our first steps as they did. As we grew, so did they. And now, to celebrate their accomplishments, we’re upgrading their original ANNA cards to limited edition Lion cards that roar when they're used for contactless payments. Because these are businesses that are roaring, not miaowing. We think these customers aren’t just pioneers – they’re ANNA lioneers. We spoke to two sets of our Lioneers to hear their stories so far.

<h2>Snootie Studio</h2><p>Abbie and Harry got together as a couple just after school, studied graphic design, and reunited to form Snootie Studio in Harlow in 2018.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/f56180ed_b4d6_471d_b25f_ac57acea1e85_2022_03_02_lioneers_1_964bb7aa7e/f56180ed_b4d6_471d_b25f_ac57acea1e85_2022_03_02_lioneers_1_964bb7aa7e.png" alt="None" /><p>Harry says: Running a studio together means you have to be honest with each other. Anything artistic and creative, including graphic design, is linked to you emotionally.</p><p>We were inspired by our peers who had set up their own studios. We bootstrapped the business, no funding or anything. During the first year of Snootie we still worked part-time elsewhere but when we both dropped that, it was anxiety-inducing.</p><p>We didn’t realise that running a business with just the two of us meant that when we both want a break the studio has to just shut down! It’s hard to carve out free time and can be scary. We were quite naive at first and went through the learning curve of setting up a limited company. It was so terrifying at first.</p><p>We have an accountant and ANNA. ANNA’s great for purchasing. You just log receipts on the spot then you can forget about it. I don’t like having loads of bits of paper around. If I can digitise anything, I will! ANNA’s really useful for keeping track of receipts.</p><p>It’s also really good when you give feedback. When I replied that it would be great if ANNA gave more rewards for loyal customers we were sent a £20 voucher to buy plants. They actually listen. You’re not just one tiny business in a huge pool like with the bigger banks. It feels like you have a stake in ANNA. And you’re speaking to people in real life in the app chat.</p><p>ANNA makes it all so much easier. It’s nice to take that admin pressure off. I enjoy running a business and wouldn’t change it for the world. I encourage anyone to set up on their own and pave their own path.</p><p>Because I really struggle with dyslexia, numbers and financial stuff are difficult for me. For some reason creatives make themselves feel bad about totally legitimate expenses whereas people in other industries probably wouldn’t think twice.</p><p>Abbie adds: I like producing and organising. I actually find it quite fun when I switch into the ‘<em>I’m running a business’</em> mode!</p><h2>Patrick McLuskie</h2><p>Our next Lioneer is Patrick McLuskie, a windows or doors specialist based in Scotland.</p><p>He says: I’ve been with ANNA nearly 3 years, ever since I set up as a business. I like ANNA because it’s so easy and it’s so flexible. Being a small business going with a mainstream bank is a pain. They’re bad for personal accounts but even worse for business accounts.</p><p>The big banks are always trying to get you to buy this, buy that – and you have to go in and stand in queues and so on. You don’t have to put up with that nonsense with ANNA. My customers love it – it’s so easy for them to pay.</p><p>I use ANNA every single day. I pay a lot of invoices, my suppliers love it because it’s so quick and direct.</p><p>I love the ease of receipt tracking. You get into the habit of just taking a photo at the time. Even at the end of the day, I like how the app gives you a little reminder to upload the receipts which means you stay on top of things – there’s not loads of paperwork.</p><h2>Annly</h2><p>Our final Lioneer is Sabina France, the founder of Annly, an online gift shop in West Yorkshire.</p><img src="https://storage.googleapis.com/anna-website-cms-prod/6dce9cd7_7ce8_4cbb_a5b9_46fcf84f58fa_2022_03_02_lioneers_2_249695af23/6dce9cd7_7ce8_4cbb_a5b9_46fcf84f58fa_2022_03_02_lioneers_2_249695af23.png" alt="None" /><p>She says: I set up Annly in November 2018. I was initially attracted to ANNA because I could get the first three years for free – but also because I like supporting start-ups. We were start-ups together! ANNA was unknown, so hopefully I helped by joining.</p><p>I also wanted to do my banking mainly on my phone so it was perfect for me. I like how easy the invoicing is, it takes a lot of time off my hands. And the expenses management is great – it makes doing my tax return much easier. It’s been fantastic because I’m a busy mum of three, I’ve got a job and I also runn Annly. ANNA is very convenient.</p><p>I do try to support small businesses: I don’t buy anything for Annly that I wouldn’t want myself and I also try to do useful stuff for the community around Sheffield, like sharing ideas for how to reduce food waste.</p><h2>Roaring with ANNA</h2><img src="https://storage.googleapis.com/anna-website-cms-prod/98c68fe8_ac2e_4295_83e0_691bc47d449e_2022_03_02_lioneers_3_e95babb86c/98c68fe8_ac2e_4295_83e0_691bc47d449e_2022_03_02_lioneers_3_e95babb86c.png" alt="None" /><p>The Lioneer debit cards may have been a limited edition for our founding customers, but every small business can roar with ANNA. It’s simple and easy to open an ANNA account, and you get all the tools you need to grow your business. Whether you’re a graphic designer, a windows specialist or something else entirely, ANNA can help.</p>

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