Small business account in the UK
Beyond ordinary business banking
Get a business account in less than 10 minutes, and a business debit card that miaows. Yes, really.
Business debit card
Speedy does it
If you’ve got your ID to hand, you can get your UK business account and sort code in as little as 3 minutes.
Virtual business debit cards
Don’t wait for the card to arrive
Issue a virtual card right after signup and start making payments with it even before your ANNA Money business debit card arrives in the mail.
Get paid online
Payment link and webpage
You get a personal webpage with a link to put on your business’s Instagram profile or anywhere else you want – or to send it to someone directly.
Pay cash
Top up your account in cash
Trading in cash? You can now pay it into your account at thousands of PayPoints across the country
Use Apple Pay with your ANNA account
Pay with your iPhone
You can now use ANNA Money with Apple Pay. It’s the simple, secure, and private way to pay. There’s no need to even carry your card – your iPhone or Apple Watch is enough.
No employee reimbursements
Get a grip on expenses
Avoid the faff of reimbursing employee expenses. Give co-workers their own ANNA debit card, set a spending limit, and the ANNA app automatically sorts their expenses.
Use Google Pay with your ANNA account
Pay with your phone
You can now use ANNA Money with Google Pay™. It’s the fast, simple, and secure way to pay at millions of places – on sites, in apps, and in stores. With Google Pay there’s no need to dig for your cards – you can pay quickly and easily with the device that’s already in your hand.
Money saving Pots in a business account
Save money with ANNA
Create pots in your business account to save up for taxes, salaries or other expenses. You can manually transfer money into and out of pots or set up automatic top-ups and recurring payments
Instant payment notifications
Manage money in and out
ANNA instantly updates you when a payment comes in or out of your account, helping you keep on top of your cash-flow. Because who has time to dig through statements?
Set up direct debits
Free direct debits
You can set up direct debits at no extra charge, whatever your pricing plan. All payments are protected by the Direct Debit Guarantee Scheme.
Set up standing orders
Scheduled & recurring payments
Need to pay someone regularly? Set up a scheduled payment and ANNA will send it for you when the time comes. We’ll notify you in advance so you can make changes if necessary.
Business account cashback
Free money for your business
Earn 1% cashback when you use your ANNA debit card to pay for a range of business expenses, like train travel and food. For many of our customers, ANNA ends up paying for itself.
Small business loans
Flexible credit options for your business
ANNA works with partners to find you additional financial support, tailored to the needs of your business
Open banking
The place to see all your finances
Thanks to Open Banking, you can connect your other business and personal accounts to ANNA to keep a closer eye on your money.
What does ANNA cost?
Pay As You Go
Local transfers in and out
20p per bank transfer
ATM withdrawals
£1 per ATM withdrawal
International payments
£5 per SWIFT payment
Currency conversion fee for transfers
1%
Personal payment link for accepting payments
Payment link with 1% commission
Additional debit cards
1 debit card included, £3 per extra card
Pay cash in
Pay cash in with 1% commission
Pots
£1 per pot monthly
Cashback on purchases
1% on select categories
Prices are shown before VAT
Business
£14.90 + VAT per month
or £149 a year if billed annually
Local transfers in and out
50 free bank transfers per month 20p per transfer after that
ATM withdrawals
3 free ATM withdrawals per month £1 per withdrawal after that
International payments
1 free SWIFT payment £5 per payment after that
Currency conversion fee for transfers
1%
Personal payment link for accepting payments
Free payment link usage up to £200 per month, 1% commission after that
Additional debit cards
Up to 5 debit cards included £3 per card, per month after that
Pay cash in
Pay in up to £300 cash per month for free, 1% commission after that
Pots
2 free pots, £1 per pot, per month after that
Cashback on purchases
1% on select categories
The free allowances and discounts included in this plan are worth £40
Big Business
+ VAT per month
Or £499 a year +VAT if billed annually
Local transfers in and out
Unlimited free bank transfers
ATM withdrawals
Unlimited free ATM withdrawals
International payments
4 free SWIFT payments per month £5 per payment after that
Currency conversion fee for transfers
0.5%
Personal payment link for accepting payments
Unlimited, commission-free payment link usage
Additional debit cards
Unlimited free debit cards
Pay cash in
Pay cash into your account commission free
Pots
Unlimited pots
Cashback on purchases
1% on select categories
Some restrictions still apply – ask us in chat if you need a bespoke plan for your business
If you’re a sole trader, then it’s a sensible move to open a business account. If you’re running a limited company, then having a dedicated account for your business is mandatory – because your business is legally a separate entity.
ANNA was created with freelancers, small businesses, and creative types in mind. If you’re a sole trader, a director of a limited company (and you’re listed on Companies House) or a partner in a Limited Liability Partnership (LLP) then an ANNA business account will be suitable for you.
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