Making Tax Digital for Income Tax by ANNA

Your 2026/2027 MTD Self Assessment done for you. For free.

Don’t panic - just hire ANNA. Your fully automated, HMRC Recognised MTD solution.

  • Sign up easily
  • Connect your bank account
  • The rest is automatic
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Limited time offer

If you sign up for our MTD offer, we’ll file your 2025/2026 Self Assessment for free too!

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No credit card required

MTD and you: the basics

From 6 April 2026, sole traders and landlords with income over £50,000 have to digitally submit tax updates 4 times a year using HMRC Recognised software. The good news? MTD is mandatory, but your involvement isn’t. So take a deep breath, hire ANNA, and leave it to us.

Business income with sales and expenses breakdown in ANNA app

The panic-free solution for Making Tax Digital

A lot of MTD solutions still expect you to buy pricey software, learn new rules, remember a long list of deadlines, and open a specific type of business account. Sounds like a lot of work, so we built a solution that does it all for you.

Easy to useHMRC RecognisedFully automatedNo ongoing adminFor all UK bank accounts
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Sole trader using ANNA tax dashboard with connected bank accounts

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How it works

01

Sign up for free with ANNA

Sign up for an ANNA account for free and choose the type of Self Assessment you want us to file.

02

Connect your bank account

Connect ANNA to your business bank account. With Open Banking it’s simple, secure and fast. We are FCA registered.

03

Auto Accountant gets to work

Auto Accountant crunches the numbers, so ANNA can automatically file your updates and annual return.

Hire Auto Accountant to do your Self Assessment.

Auto Accountant keeps your books tidy, prepares and files your MTD updates, and keeps you compliant – without you lifting a finger.

  • Help me with Self Assessment
  • Do I need to do MTD this year?
  • File my Self Assessment
  • What expenses can I claim?
  • When are my deadlines?
  • Can I get last year’s return filed for free too?
Smiling sole trader using her phone to chat with Auto Accountant, which tells her the VAT return is £7,875, due tomorrow, and files it to HMRC when she replies ‘Sure thing!’

No software to learn. No training needed. No feature overload.
No last-minute panic. And no strings attached.

Fully automatedPowered by AIHMRC RecognisedDesigned for UK taxFor all UK bank accountsMaking Tax DigitalFully automatedPowered by AIHMRC RecognisedDesigned for UK taxFor all UK bank accountsMaking Tax DigitalFully automatedPowered by AIHMRC RecognisedDesigned for UK taxFor all UK bank accountsMaking Tax Digital
Trusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer supportTrusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer supportTrusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer support

Auto Accountant takes care of MTD for you

Auto Accountant is AI-based, HMRC Recognised, trusted by thousands of UK businesses and designed specifically for the UK tax system. Auto Accountant will file your MTD for you. First time and error-free.

Digital records are created automatically from bank activity

Quarterly updates are prepared ready for filing

You review and approve the files - we file them to HMRC

Auto Accountant on laptop and mobile showing tax calculator and business calendar

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You don’t even have to think about it.

Files everything on time

Everything you need to submit is filed on time with HMRC

No costly human errors

No worrying if you’ve copied the wrong figure from a spreadsheet

Every transaction logged

Money in, money out, receipts and payments. All logged automatically

Every expense claimed

Auto Accountant makes sure you don’t miss out on tax savings

It’s always at your side

  • HMRC Recognised technology

    Your MTD updates are submitted directly to HMRC
  • Fully secure and protected

    Bank-level security keeps your data safe
  • 24/7 UK-based customer support

    Real humans in Cardiff, ready to help when you need it
  • Trusted by business owners

    Thousands of UK businesses already use ANNA
UK small business owner serving customers at a market stall

Unlock the power of Auto-Accountant

MTD Self Assessment

Let Auto Accountant handle it for you, automatically.

Free

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If you sign up for our MTD offer, we’ll file your 2025/2026 Self Assessment for free too!

Limited offer

Already paid for accounting software? We’ll refund you.

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MTD updates prepared automatically and ready to file quarterly
Year-end Self Assessment filed
Auto Accountant takes care of your bookkeeping
24/7 Auto-Accountant support
Invoicing with card payments
Personalised tax calendar
Payroll support for 1 employee

Read the latest updates

Making Tax Digital – explained

Making Tax Digital for Self Assessment (MTD ITSA) is now live. If you're a sole trader or landlord earning over £50,000, quarterly reporting to HMRC is now required. Here's everything you need to know – and how ANNA does it for you, free.

What is MTD for Income Tax (MTD for ITSA)?

Making Tax Digital for Income Tax is HMRC’s digital way of reporting what you earn. Instead of one big Self Assessment return once a year, you keep your records digitally, send HMRC 4 quarterly updates, and finish the year with a final declaration.

You’ll see it called all sorts of things – MTD for Income Tax, MTD ITSA or MTD for Self Assessment. They all mean the same thing. And with ANNA, all of it happens behind the scenes.

MTD tax year 2026/27 tracker: quarters 1 and 2 sent, quarter 3 (October to December) due 7 February, quarter 4 due 7 May and the final declaration due 31 January 2028

Does MTD apply to you? The 3 thresholds

It depends on your qualifying income, and it’s being phased in over 3 years.

MTD for Income Tax start dates by qualifying income
When it startsQualifying incomeStatus
6 April 2026Over £50,000Live now
6 April 2027Over £30,000Next
6 April 2028Over £20,000Announced

Under £20,000? You stay on Self Assessment as things stand.

HMRC looks at your tax return from 2 years earlier to determine when you need to join MTD. For 2026/27 (6 April 2026), this means your 2024/25 return.

If you are required to join, you should sign up for MTD as you are responsible for checking and then to register. HMRC may also contact you or sign you up automatically.

What actually changes: 4 updates and a final declaration

You used to do one return, once a year, usually in a January panic. Now you keep digital records all year, send HMRC a summary of your income and expenses every 3 months, then tie it all together with a final declaration.

The quarterly updates are just summaries. They’re not tax returns, and you don’t pay anything on them.

4 updates instead of 1 return sounds like more admin, and it is. But it also means no January guesswork – you’ll know what you owe as you go. Here’s the rest of the upside: 7 benefits of Making Tax Digital for Income Tax.

Estimated tax so far for 2026/27 of £6,482.40, updated after 2 of 4 quarterly updates (£3,104.15 for April to June, £3,378.25 for July to September), with the Q2 summary sent to HMRC and £0 to pay

Your MTD deadlines for 2026/27

MTD for Income Tax quarterly update deadlines for the 2026/27 tax year
QuarterPeriodUpdate due
16 April – 5 July 20267 August 2026
26 July – 5 October 20267 November 2026
36 October 2026 – 5 January 20277 February 2027
46 January – 5 April 20277 May 2027
Final declaration2026/27 tax year31 January 2028

Prefer round months? You can ask HMRC to use calendar quarters instead, so your periods end on the last day of the month.

Auto Accountant tracks all of this for you, so you get a nudge before each one, not a penalty after it.

Frequently asked questions

MTD for 2026/27 with ANNA is totally free, including 4 quarterly filings and 1 final update.

ANNA app showing bookkeeping score and upcoming tax tasks

MTD for Income Tax is here

Since April 2026, HMRC requires self-employed people and landlords earning over £50,000 to keep digital records and send quarterly updates. ANNA handles both, and MTD filing is free on every plan.