How Do I Register for Making Tax Digital with ANNA Money?

Registering for Making Tax Digital (MTD) doesn’t have to be complicated. While HMRC’s process involves multiple steps, using ANNA simplifies them by combining registration, bookkeeping, and tax submissions in one place.

Instead of juggling forms, software, and deadlines, you can set up MTD directly through ANNA and get most of the process handled automatically.

In this guide, we’ll show you exactly how to register for MTD using ANNA, what you need to get started, and how the platform can take care of compliance.

Key points

• You can register for MTD directly through ANNA 📱
  No need to navigate HMRC separately – ANNA connects to HMRC and completes the setup for you.
• Most of the process is automated 💻
  From linking your tax account to preparing submissions, ANNA removes manual steps.
• You only need a few details to get started 🗄️
  Once you provide your UTR and basic info, ANNA takes care of the rest.
• MTD becomes an ongoing process, but ANNA runs it in the background ✅
  Quarterly updates, record-keeping, and deadlines are handled automatically.

Who can register for MTD with ANNA?

You can register for MTD for Income Tax through ANNA if you are:

• A sole trader or landlord
• Already registered for Self Assessment
• Earning above the MTD threshold (£50,000 from April 2026)

If you’re not registered for Self Assessment yet, you can still start using ANNA before enabling MTD.

What do you need before registering?

Before registering through ANNA, you’ll need:

• Government Gateway ID and password
• Unique Taxpayer Reference (UTR)
• National Insurance number
• Business details (sole trader, landlord, or both)

Unlike traditional setups, you don’t need to choose or configure separate MTD software, because ANNA already includes everything.

How do I register for Making Tax Digital with ANNA?

With ANNA, registration is built into the product. Instead of following a long HMRC process, you just connect your account and let ANNA handle the setup.

Here’s how to register:

Step 1: Create your ANNA account

Sign up with ANNA and set up your account. This includes:

• Adding your personal and business details
• Opening your built-in UK business account
• Accessing your dashboard

This is your central hub for bookkeeping, tax, and MTD.

Step 2: Connect to HMRC

ANNA will prompt you to securely connect your HMRC account.

You’ll need to:

• Log in using your Government Gateway credentials
• Authorise ANNA to access your tax account

This step links ANNA directly to HMRC, allowing it to manage submissions on your behalf.

Step 3: Confirm your details

ANNA will automatically pull in your tax information, but you may need to confirm:

• Your UTR
• Your business type (sole trader, landlord, or both)
• Your accounting period

Because ANNA syncs with HMRC, this step is quick and reduces the risk of errors.

Step 4: Enable MTD in ANNA

Once connected, ANNA will:

• Register you for MTD with HMRC
• Link your account to the MTD system
• Prepare your account for digital submissions

Step 5: Wait for confirmation

HMRC will process your registration.

Once approved:

• ANNA will notify you
• Your account will be fully enabled for MTD
• You’re ready to start submitting

There’s nothing else you need to do at this stage.

Step 6: Let ANNA organise your MTD workflow

After registration, ANNA takes over the ongoing requirements.

This includes:

• Automatically tracking income and expenses
• Categorising transactions in real time
• Preparing and submitting quarterly updates
• Calculating your tax as you earn
• Filing your final declaration

Instead of managing deadlines and reports manually, everything runs in the background.

Do you need an accountant to register and use ANNA?

You don’t need an accountant to register or use ANNA for MTD – the process is designed to be completed on your own in a few minutes.

However, if your situation is a little more complicated, an accountant could help you finish the registration faster.

For example:

• If you have multiple income streams or complex finances
• If you run more than one business
• If you need strategic tax advice

For day-to-day MTD compliance, ANNA does everything automatically.

How ANNA removes admin from your MTD workload – for FREE

Most MTD software helps you stay compliant, but the real difference is in the admin workload that it can handle for you.

ANNA is best for sole traders and landlords who want MTD managed automatically in the background, so they don’t have to think about bookkeeping, deadlines, or submissions at all.

On top of that, ANNA will also prepare and file your 2025/26 Self Assessment for free. If you’ve already filed elsewhere, ANNA will refund that cost when you switch.

Here’s what you can do with ANNA:

• Prepare and file your 2025/26 Self Assessment for free: No extra cost, no separate software – just connect to HMRC.
• Get MTD updates prepared and submitted automatically: Quarterly submissions are taken care of in the background, without manual prep or input.
• Let Auto Accountant take care of your bookkeeping: Transactions are recorded and categorised in real time, so there’s nothing to fix at the end of each quarter.
• See real-time tax estimates as you earn: Clear insight into exactly how much tax you owe is available at any point.
• Use a built-in UK business account: Banking and bookkeeping are combined in one place, with no need for separate tools.
• Automate VAT, Corporation Tax, and ITSA filings: All submissions go directly to HMRC, without switching systems or managing multiple workflows.
• Create and send invoices with built-in payments: Getting paid faster and keeping everything organised in one place has never been easier.
• Stay on track with a personalised tax timeline: Deadlines are managed automatically, so you don’t need to chase or remember key dates.
• Access 24/7 in-app support: If you ever need help, support is always available.

Try ANNA today, so you can spend less time on admin and more on running your business.

FAQ

1. Can I use ANNA if I currently keep records in spreadsheets?

Yes. You can switch to ANNA at any time. Once connected, ANNA replaces spreadsheets by automatically tracking and categorising your transactions, so you don’t need to maintain manual records going forward.

2. Can I join ANNA in the middle of the tax year?

Yes, you don’t have to wait until a new tax year. ANNA can start tracking your activity immediately, and you can continue your MTD reporting from that point.

3. Can I use ANNA without switching my bank account?

You can, but you’ll get the most benefit by using ANNA’s built-in UK business account. This allows transactions to flow in automatically, which is what enables real-time bookkeeping and tax estimates.

4. What happens if my income drops below the MTD threshold?

If your income falls below the threshold, MTD may no longer be mandatory. However, you can continue using ANNA to manage your bookkeeping and tax in the same automated way.

5. Does ANNA handle deadlines automatically?

Yes. ANNA tracks all relevant MTD deadlines and ensures submissions are prepared and sent on time, so you don’t need to manually monitor dates.

6. Is ANNA suitable if I’m not very confident with accounting or tax?

Yes. ANNA is designed for people with no accounting experience. There’s no setup, no manual bookkeeping, and no need to learn accounting rules – everything runs in the background.