ANNA updates
Maximise your business cash back with ANNA – get up to 35% back on hotels
27 March, 2024 · 6 mins
Open a business account in the UK
Beyond ordinary business banking
Get a business account in less than 10 minutes, and a business debit card that miaows. Yes, really.
Business debit card
Speedy does it
If you’ve got your ID to hand, you can get your UK business account and sort code in as little as 3 minutes.
Virtual business debit cards
Don’t wait for the card to arrive
Issue a virtual card right after signup and start making payments with it even before your ANNA Money business debit card arrives in the mail.
Get paid online
Payment link and webpage
You get a personal webpage with a link to put on your business’s Instagram profile or anywhere else you want – or to send it to someone directly.
Pay cash
Top up your account in cash
Trading in cash? You can now pay it into your account at thousands of PayPoints across the country
Only for ANNA customers
Special offers from our partners
We’ve partnered up with a load of different companies to bring you deals and promotions for you and your business. If you see something that benefits you, simply ask us in chat.
Use Apple Pay with your ANNA account
Pay with your iPhone
You can now use ANNA Money with Apple Pay. It’s the simple, secure, and private way to pay. There’s no need to even carry your card – your iPhone or Apple Watch is enough.
No employee reimbursements
Get a grip on expenses
Avoid the faff of reimbursing employee expenses. Give co-workers their own ANNA debit card, set a spending limit, and the ANNA app automatically sorts their expenses.
Use Google Pay with your ANNA account
Pay with your phone
You can now use ANNA Money with Google Pay. It’s the fast, simple, and secure way to pay at millions of places – on sites, in apps, and in stores. No need to dig for your cards – you can pay quickly and easily with the device that’s already in your hand.
Money saving Pots in a business account
Save money with ANNA
Create pots in your business account to save up for taxes, salaries or other expenses. You can manually transfer money into and out of pots or set up automatic top-ups and recurring payments
Instant payment notifications
Manage money in and out
ANNA instantly updates you when a payment comes in or out of your account, helping you keep on top of your cash-flow. Because who has time to dig through statements?
Set up direct debits
Free direct debits
You can set up direct debits at no extra charge, whatever your pricing plan. All payments are protected by the Direct Debit Guarantee Scheme.
Set up standing orders
Scheduled & recurring payments
Need to pay someone regularly? Set up a scheduled payment and ANNA will send it for you when the time comes. We’ll notify you in advance so you can make changes if necessary.
Business cashback credit card
Get up to 40% cash back for your business
Earn up tp 40% cash back on over 150 different products and services with ANNA credit card. For many of our customers, ANNA ends up paying for itself.
Small business loans
Flexible credit options for your business
ANNA works with partners to find you additional financial support, tailored to the needs of your business
Open banking
The place to see all your finances
Thanks to Open Banking, you can connect your other business and personal accounts to ANNA to keep a closer eye on your money.
The reviews are in
What does ANNA cost?
Pay As You Go
£0 Pay for what you use
Basic account with no monthly fees. You only pay for what you use.
- No monthly fee
- Pay per transaction
- 1 expense card
Local bank transfers in and out
20p per bank transfer
ATM withdrawals
£1 per ATM withdrawal
International payments
£5 per SWIFT payment
1% currency conversion fee for transfers
CHAPS payments
£5 per CHAPS payment
Personal payment link for accepting payments
1% commission
Extra expense cards
1 expense card included, £3 per extra card, per month
Pay cash in
1% commission
Pots
£1 per pot monthly
Cashback on purchases
Up to 40% cash back on over 150 products and services
Instant invoicing
Professional-looking invoices with QuickPay functionality
Easy receipt capture
Snap receipts and ANNA auto-categorises them
XLS VAT Filing
Submit your VAT Return from any Excel or Google Sheets spreadsheet – for £3.50 + VAT per filing
Accounts Integration
Share access with your accountant or sync with accounting software like Xero
ANNA +Taxes included
Integrated tax and bookkeeping tools: free for one month
BEST FOR MOST BUSINESSES
Business
£14.90 a month+VAT
Business account with all the essentials to get your business growing
- First month is free
- 50 free local transfers
- Up to 5 free expense cards
Local bank transfers in and out
50 free transfers per month, 20p per transfer after that
ATM withdrawals
3 free ATM withdrawals per month, £1 per withdrawal after that
International payments
1 free SWIFT payment per month, £5 per payment after
1% currency conversion fee for transfers
CHAPS payments
1 free CHAPS payment per month, £5 per payment after
Personal payment link for accepting payments
Free up to £200 per month, 1% commission after that
Extra expense cards
Up to 5 expense cards included, £3 per card, per month after that
Pay cash in
Pay in up to £300 cash per month for free, 1% commission after that
Pots
2 free pots, £1 per pot, per month after that
Cashback on purchases
Up to 40% cash back on over 150 products and services
Instant invoicing
Professional-looking invoices with QuickPay functionality
Easy receipt capture
Snap receipts and ANNA auto-categorises them
XLS VAT Filing
Submit your VAT Return from any Excel or Google Sheets spreadsheet – for £3.50 + VAT per filing
Accounts Integration
Share access with your accountant or sync with accounting software like Xero
ANNA +Taxes included
Integrated tax and bookkeeping tools: free for one month
Big Business
£49.90 a month+VAT
Unlimited account with
everything your business needs to thrive
- First month is free
- Unlimited free local transfers
- Unlimited free expense cards
Local bank transfers in and out
Unlimited free bank transfers
ATM withdrawals
Unlimited free ATM withdrawals
International payments
4 free SWIFT payments per month, £5 per payment after
0.5% currency conversion fee for transfers
CHAPS payments
4 free CHAPS payments per month, £5 per payment after
Personal payment link for accepting payments
Unlimited incoming payments with no commission
Extra expense cards
Unlimited free expense cards
Pay cash in
Pay cash into your account commission free
Pots
Unlimited pots
Cashback on purchases
Up to 40% cash back on over 150 products and services
Instant invoicing
Professional-looking invoices with QuickPay functionality
Easy receipt capture
Snap receipts and ANNA auto-categorises them
XLS VAT Filing
Submit your VAT Return from any Excel or Google Sheets spreadsheet – for £3.50 + VAT per filing
Accounts Integration
Share access with your accountant or sync with accounting software like Xero
ANNA +Taxes included
Integrated tax and bookkeeping tools: free for one month
£3 A MONTH FOR 3 MONTHS
+Taxes add-on
£24.00 a month+VAT
Your bookkeeping, corporation tax, VAT and payroll sorted
- Tax calculation & filing
- Auto-bookkeeping
- Expert tax support
Expert support
Get answers about business taxes and accounting
Payroll
Calculate and filing payroll for your limited company
Save on your tax bill with bookkeeping Score
Stay on top of your bookkeeping and get easy tips on keeping your books tidy
Personalised tax calendar
Never miss a tax deadline again
Business documents
Profit and Loss, balance sheet and income statement
Smart tax pots
Tax pots automatically put money aside for your tax bill
VAT calculation and filing
Automatic VAT Return calculation and direct filing with HMRC
Corporation Tax on the go
Get a real-time running estimate of how much you owe
Tax Calculator
Tax Calculator
How to use the ANNA Money business account
ANNA business account overview
How to get paid with ANNA business account
How to make a payment from the ANNA Money mobile app
Get paid quickly with your personal payment link
Is ANNA FSCS protected?
ANNA is not a bank, so your money is not covered by the Financial Services Compensation Scheme (FSCS). However, your money is still safe since it’s not used for loans, and is in fact secured by a procedure called Safeguarding that is applied to e-money institutions.
You can read more about FSCS and keeping your money secure in our dedicated blog post.
Frequently asked questions
Do I need a business account?
If you’re a sole trader, then it’s a sensible move to open a business account. If you’re running a limited company, then having a dedicated account for your business is mandatory – because your business is legally a separate entity.
ANNA was created with freelancers, small businesses, and creative types in mind. If you’re a sole trader, a director of a limited company (and you’re listed on Companies House) or a partner in a Limited Liability Partnership (LLP) then an ANNA business account will be suitable for you.
News from the blog
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Sign up in less than 5 minutes
ANNA is a business account with an assistant that sorts your financial admin. And it’s all free while you’re starting up.
