Recurring client fees chased, your own expenses categorised, tax calculated and set aside automatically. ANNA handles your admin, so you can focus on your clients' books instead of yours.
Trusted by 100,000+ business owners
Running a bookkeeping practice has its own financial quirks. You manage other people's finances for a living – but your own still needs looking after. Here's what's actually on your plate, and what ANNA takes off it.
You sort your clients' finances day in, day out. ANNA does the same for yours – auto-categorising transactions, tracking invoices, and keeping everything ready for your return. No spreadsheets, no Sunday evening catch-up.
Monthly retainers, project invoices, year-end work. ANNA helps you track what's been paid, what's outstanding, and what still needs raising – without a second spreadsheet in sight.
With ANNA, tax is never a surprise. You'll know what you owe HMRC in real time, based on your transactions and invoices. Handy when your clients ask how you stay on top of it.
Xero, QuickBooks, Sage, professional indemnity insurance, CPD courses, mileage to client visits – the running costs of a bookkeeping practice add up fast. ANNA's AI receipt scanner categorises each expense automatically, and mileage logs just as easily as a manual entry. No missing receipts, no manual paperwork.
From April 2026, sole trader bookkeepers with income over £50,000 will need to file quarterly updates with HMRC under Making Tax Digital for Income Tax (MTD for ITSA) – the government's shift to digital record-keeping. You may already be helping clients with this. ANNA's Auto Accountant handles your own submissions automatically.
Running a limited company? The +Taxes add-on includes payroll for a director or employee, built into the same app you use for everything else.
Invoicing
Create and send a professional invoice in seconds, directly from the ANNA app. Add a payment link so clients can pay by card on the spot. Set up recurring invoices for regular clients so you never have to think about it.
For bookkeeping businesses: Chase late payments automatically. Even the most organised clients pay late sometimes. ANNA sends reminders so you don't have to have that conversation.
Expenses
ANNA will remind you to take a picture of receipts as you buy. Our AI receipt scanner reads them and categorises the expense. It all lands in the right place, ready for your tax return.
For bookkeeping businesses: Software subscriptions, professional indemnity insurance, CPD courses – it's easy to let these slip through the cracks when you're focused on client work. ANNA's AI receipt scanner catches them all automatically, so your own books stay as clean as the ones you keep for everyone else.
Tax Pot
Every time you get paid, ANNA can automatically move a percentage into a Tax Pot. When MTD Self Assessment or a VAT bill arrives, the money's already there. No scrambling, no borrowing, no stress.
For bookkeeping businesses: Bookkeeping income often spikes around January and financial year-ends – exactly when your clients are calling in a panic. Setting tax aside as each payment arrives means you're never caught short at the busiest time of year.
Auto Accountant · +Taxes
ANNA's Auto Accountant calculates your taxes behind the scenes, so that you can review and file them directly with HMRC – no spreadsheets, no accountant required.
For bookkeeping businesses: Once your turnover hits £90,000 you must register for VAT and file quarterly. ANNA handles it for you, one more job off your to do list.
Team expense cards
When your junior bookkeepers need to buy supplies on a job, give them their own ANNA business expense card with a spending limit. No petty cash, no reimbursements, no receipts shoved in a pocket.
For bookkeeping businesses: Useful when a junior or contractor needs to cover travel or buy office supplies. They spend within the limit you set; ANNA logs every transaction automatically.
Start free, upgrade as you grow. No hidden fees, cancel any time.
Basic account with no monthly fees. You only pay for what you use
Business account with all the essentials to get your business growing
Unlimited account with everything your business needs to thrive
Your bookkeeping, corporation tax, VAT and payroll sorted. LTD companies only
It depends on your structure – but separating business and personal money almost always makes financial admin easier.
Not legally required, but HMRC expects clear business records. Mixing them with personal spending makes your tax return harder and gives HMRC more to question. A free account solves this in minutes.
A limited company is a separate legal entity. Using a personal account for company money isn't permitted – it can create serious tax and legal problems.
Once you're paying other people, a proper business account makes it much easier to track payments, manage invoices and keep clean records for HMRC.
Business owners love ANNA, from our clever tools to the human touch that makes running your business feel so easy.
Anna makes everything extremely easy and straightforward. Always so helpful and have used them for my business VAT and it's such a great business account.
I've found ANNA to be exactly what it promises: absolutely no nonsense admin. The platform makes managing business finances, bookkeeping, and tax responsibilities much simpler.
Anna makes everything extremely easy and straightforward. Always so helpful and have used them for my business VAT and it's such a great business account.
I've found ANNA to be exactly what it promises: absolutely no nonsense admin. The platform makes managing business finances, bookkeeping, and tax responsibilities much simpler.
Anna makes everything extremely easy and straightforward. Always so helpful and have used them for my business VAT and it's such a great business account.
I've found ANNA to be exactly what it promises: absolutely no nonsense admin. The platform makes managing business finances, bookkeeping, and tax responsibilities much simpler.
The whole process is fantastic from initial opening of the account to the invoice system, everything is just great.
I find the app simple and fast to use. Simplicity is important for me. The search history for repeat payees is a big help, meaning I don't need to re-enter their details
The whole process is fantastic from initial opening of the account to the invoice system, everything is just great.
I find the app simple and fast to use. Simplicity is important for me. The search history for repeat payees is a big help, meaning I don't need to re-enter their details
The whole process is fantastic from initial opening of the account to the invoice system, everything is just great.
I find the app simple and fast to use. Simplicity is important for me. The search history for repeat payees is a big help, meaning I don't need to re-enter their details
Key features for bookkeeping businesses, side by side.
| Account | Monthly fee | Payroll | Accounting | Payment link | FSCS |
|---|---|---|---|---|---|
| ANNA | From £0 | YesNative | Built-in | Yes | Yes |
| Tide | From £0 | Yes | BasicBuilt-in | Yes | Yes |
| Starling | £0 | YesNative | via Xero + Quickbooks | No | Yes |
| Monzo Business | From £0 | Yes | via Xero | Yes | Yes |
| Barclays | £8.50/mo | No | No | No | Yes |
Fees and features correct at time of writing. Always check provider websites for the latest details.
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ANNA works across all kinds of small businesses – not just bookkeeping. See how it fits yours.