Do I need a business account to sell on Amazon?

25 May, 2022 · 3 min read

It’s estimated that between 5%–10% of eCommerce businesses use a personal account rather than a business account when they sell on platforms like Amazon. So you may be wondering – do I actually need a business account to trade on Amazon?

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Advantages of a business account

In Amazon’s sign-up process they don’t draw a distinction between business and personal accounts but they will validate the account to make sure it meets their basic checks for fraud.

You CAN use a personal account, but there are several reasons why it’d be helpful to use a business account instead:

  • A separate account makes things much simpler for HMRC and can be used to ringfence personal activity from business transactions
  • It’s great for simplifying everyday business admin
  • Over time you can build your business credit rating. There are lenders specialising in eCommerce lending products
  • It looks professional when making business transactions

If you run a limited company then a business account (such as ANNA’s!) is a legal prerequisite for doing business.

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