Making Tax Digital for Income Tax

MTD Self Assessment done for you. For free.

Say hello to your fully automated MTD solution, powered by ANNA’s Auto Accountant.

  • Simple sign up process
  • Connect any UK bank account
  • The rest is done automatically
Present box

Limited offer

Get your 2025/26 Self Assessment prepared and filed for free!

Already paid for accounting software? We’ll refund you.

MTD Self Assessment filing progress and step-by-step guide on ANNA mobile app

How MTD affects you

From April 2026 sole traders with qualifying income over £50,000 will have to digitally submit tax updates four times a year using HMRC compliant software. The good news? MTD is mandatory, but your involvement is not. So just sit back, relax, and leave it all to ANNA.

Business income with sales and expenses breakdown in ANNA app

The perfect solution for Making Tax Digital

A lot of MTD solutions still expect you to buy pricey software, learn new rules, remember a long list of deadlines, and open a specific type of business account. That didn’t seem fair to us, so we built a solution that does it all for you.

Easy to useFully automatedNo ongoing adminFor all UK bank accounts
Sign up for free
Sole trader using ANNA tax dashboard with connected bank accounts

How it works

01

Sign up for free with ANNA

Sign up for an ANNA account for free and choose the type of Self Assessment you want us to file.

02

Connect your bank account

Connect ANNA to your business bank account. With Open Banking it’s simple, secure and fast. We are FCA registered.

03

Auto Accountant gets to work

Auto Accountant crunches the numbers, so ANNA can automatically file your updates and annual return.

No software to learn. No training needed. No feature overload.
No last-minute panic. And no strings attached.

Fully automatedPowered by AIDesigned for UK taxFor all UK bank accountsMaking Tax DigitalFully automatedPowered by AIDesigned for UK taxFor all UK bank accountsMaking Tax DigitalFully automatedPowered by AIDesigned for UK taxFor all UK bank accountsMaking Tax Digital
Trusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer supportTrusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer supportTrusted by business ownersFirst year freeEasy to useNo ongoing adminAffordable24/7 customer support

Auto Accountant takes care of MTD for you

Auto Accountant is AI-based, trusted by thousands of UK businesses and designed specifically for the UK tax system. Auto Accountant will file your MTD for you. First time and error-free.

Digital records are created automatically from bank activity

Quarterly updates are prepared ready for filing

You review and approve the files – we file them to HMRC

Auto Accountant on laptop and mobile showing tax calculator and business calendar

You don’t even have to think about it.

Files everything on time

Everything you need to submit is filed on time with HMRC

No costly human errors

No worrying if you’ve copied the wrong figure from a spreadsheet

Every transaction logged

Money in, money out, receipts and payments. All logged automatically

Every expense claimed

Auto Accountant makes sure you don’t miss out on tax savings

Try for free

It’s always at your side

  • Fully secure and protected

    Bank-level security keeps your data safe
  • 24/7 UK-based customer support

    Real humans in Cardiff, ready to help when you need it
  • Trusted by business owners

    Thousands of UK businesses already use ANNA
Try for free
UK small business owner serving customers at a market stall

Unlock the power of Auto-Accountant

MTD Self Assessment

Let Auto Accountant handle it for you, automatically.

Free

Present box

Limited offer

Get your 2025/26 Self Assessment prepared and filed for free!

Already paid for accounting software? We’ll refund you.

Get started
MTD updates prepared automatically and ready to file quarterly
Year-end Self Assessment filed – submit your final declaration to HMRC
2025/26 Self Assessment field for free – connect your HMRC account to unlock
Auto Accountant takes care of your bookkeeping
24/7 Auto-Accountant support – jargon free answers to any tax queries
Automatic VAT Return calculation and direct filing with HMRC
Invoicing with card payments so you get paid faster
Personalised tax calendar for your business
Easily pay 1 employee through payroll with automated PAYE and NIC’s

Frequently asked questions

Yes – if you are a sole trader or a landlord and your combined gross income from self-employment and UK property exceeds £50,000 a year it’s time to go digital. That means swapping one big annual return for quarterly updates using compatible MTD software. You'll still do a final declaration and wrap-up, but MTD just changes how often you report – not what you owe.
HMRC looks at your income from the previous tax year – not month-by-month. So if your income tips over the threshold, you'll join MTD the next tax year. If it dips below, you might be able to leave later. HMRC checks once a year and lets you know where you stand.
Absolutely. ANNA keeps your records tidy and ready to go, so your accountant can swoop in and do their thing – fewer emails, fewer spreadsheets, and way less faff.
HMRC runs a points system. Miss a deadline? That’s one point. Rack up enough, and you'll get a penalty. But don't worry – ANNA sends you nudges and keeps everything in one place, so staying on track is easy-peasy.
Yep – HMRC has a pilot scheme for early birds. Once ANNA has all the tools ready, we'll be there to support early adopters. No worm required.
You can – as long as the data links are digital and automatic. Copy-pasting numbers is a no-no. HMRC wants everything joined-up and traceable.
Losses still get sorted at the end-of-period stage – just like under Self Assessment. The quarterly updates only show in-year income and expenses, not the full picture.
Just the day-to-day stuff. Capital spending (like buying a laptop or van) is handled in your year-end summary. Still needs recording though – digitally, of course.
You'll need to keep digital records for each and submit quarterly updates for both. One for your UK property, one for overseas. It’s a little extra admin, but ANNA makes it manageable.
Not really. Class 2 and Class 4 National Insurance will still be calculated and paid through your final declaration – not your quarterly updates.
No problem. Each owner submits their own update using their own software – as long as you each report your fair share, HMRC’s happy.
Yes – the rules for switching haven't changed. You make the move in your end-of-period statement and include any adjustments there. Quarterly updates carry on as usual.
Same as Self Assessment – they're business income. You'll need to keep digital records and include them in your quarterly updates.
Reconnect your feed and import anything you missed. If something’s still not showing, you can add it manually – as long as there’s a digital record before your update goes in, it’s all above board.
Easy fix. You can correct it in your next update or your end-of-period statement. Quarterly updates aren't final – the annual submission is where everything gets tied up with a bow.
If you've already paid for accounting software for your 2025/26 Self Assessment filing, we'll refund you up to £150 inc. VAT when you switch to ANNA.

To qualify for the refund, you need to:
  • Be registered for MTD (Making Tax Digital)
  • Sign up for the ANNA MTD service
Please note that accountant fees are not included in this offer.
ANNA app showing bookkeeping score and upcoming tax tasks

MTD for Income Tax is coming in 2026

From April 2026, HMRC will require digital record keeping and quarterly updates from the self-employed and landlords earning over £50,000. ANNA is getting ready now, so you’ll be ahead of the game when MTD launches.

Sign up for free