ANNA Logo

How to Start a Photography Business in the UK [2025 Guide]

7 July, 2025 · 10 min read

Learn how to start a photography business in the UK with expert tips on setup, pricing, marketing, legal steps and growing your client base.

Sticky block phone
Open a business account with ANNA and get your taxes sorted
With ANNA you get a debit card, automated bookkeeping, a personal payment link, up to 40% cashback and 24/7 customer support

If you've ever found yourself obsessing over light angles, framing details in your everyday surroundings, or capturing the perfect candid moment, starting a photography business in the UK might be more than just a creative calling. It could be your next smart business move.

This business suits:

  • Creatives with a strong aesthetic eye
  • People looking for self-employment without the overhead of retail
  • Those transitioning from marketing, events, or design careers
  • Ambitious hobbyists ready to monetise their skills
 Ready to go pro?
Register your business with ANNA Money and set up a limited company, business account, and support for VAT, payroll, and more. It’s fast, easy, and free.
Get started

Understanding the market

Photography in 2025 isn’t what it was even five years ago. Today’s clients want storytelling, not just snapshots. They expect photographers to understand mood, branding, digital formats, and to deliver quickly.

What does that mean for you? It means the opportunities aren’t limited to weddings or portraits anymore. There's room to specialise in niche areas like:

  • Personal branding photoshoots for entrepreneurs
  • Immersive content like 360° images and VR tours
  • Pet photography, a booming niche with clients who happily pay premium rates
  • AI-enhanced workflows, where quick delivery and creative editing win clients

Trends that are changing the game

  • Real-life over retouching: People want authenticity. Staged perfection is out; emotional storytelling is in.
  • Sustainability matters: Nature-focused shoots and eco-conscious props are gaining traction, especially among Gen Z clients.
  • Cinemagraphs and motion stills: These are being used in marketing to grab attention on social platforms.
  • NFTs and ownership: Photographers are starting to monetise art-style work through blockchain-backed sales.
  • Hybrid skills: Clients now expect you to shoot stills and video, or provide content formatted for TikTok, reels, and ads.

Who’s buying photography in 2025?

Let’s get more specific. These are the kinds of people and businesses paying for professional images this year:

The value you provide

Professional photographers do more than take pictures. Here’s what clients are really paying for:

  • Clear, well-lit images that convert viewers into buyers
  • Photographs that capture emotion or tell a story
  • A professional experience (from brief to delivery) that makes them feel confident
  • Files that are ready for websites, social media, or print, with no extra work required

Photographers who understand these deeper needs and deliver on them consistently are the ones who get booked again and again.

Legal requirements & company setup

Do you need to register a business?

If you're earning money from photography (even if it starts as a side gig), you must register with HMRC. This is a legal requirement and not optional.

You can choose one of three structures:

  • Sole trader: Easiest to set up and great for freelancers. You'll report income via Self Assessment.
  • Limited Company (LTD): Ideal if you want to protect your personal assets, charge VAT, or look more professional to corporate clients.
  • Partnership: Only relevant if you’re starting the business with someone else and you’re both investing and earning together.

Quick tip: If you're unsure, start as a sole trader and switch to LTD once you're earning consistently.

💡You can register your business, set up a bank account, and manage tax paperwork all in one place with ANNA Money. It’s ideal for creatives who hate admin.

Register a business with ANNA
The simple, hassle free way to register a company
Get started

Essential legal requirements

Photography businesses in the UK must comply with several legal obligations:

  • GDPR and Data Protection: If you collect client information (even names and emails), you must comply with GDPR. If you store or process personal data (photos of individuals), you also need to register with the Information Commissioner’s Office (ICO) and renew it annually.
  • Copyright and image use: By default, you own the copyright to your images unless you sell or license them. Make this clear in your contracts. Never use music, images, or elements you don’t have the rights to.
  • Child photography and safeguarding: If you’re photographing children, be especially cautious. Never take or retain indecent or suggestive images of minors. You don’t need a license to photograph kids, but if you're working regularly with children, a DBS check is strongly advised.
  • Public Liability Insurance: This covers you if a client trips over your gear or you accidentally damage property on a shoot. Many venues require proof of insurance before allowing you to work on-site.
  • Music licenses: If you play music in a studio setting, you'll need a PPL PRS license, even if it's just for ambience.

Optional but helpful:

  • Model release forms: Especially if you're planning to use images for promotional or commercial purposes.
  • Contracts & usage agreements: To define deliverables, timelines, payment terms, cancellation fees, and copyright terms.

Costs & finances

Starting a photography business doesn’t require a six-figure investment, but it does require smart financial planning. 

Some costs are obvious, like camera, lenses, software. Others, like insurance, marketing, or cloud storage, are easy to forget until they hit your pocket.

📌 Tip: You don’t need everything at once. Start lean and reinvest profits into better gear.

How much can you charge?

There’s no one-size-fits-all pricing model. You’ll need to factor in:

  • Your niche (weddings cost more than portraits)
  • Local competition
  • Your experience and reputation
  • The value your images provide (especially to commercial clients)

Profit margins & financial tips

  • Most successful photographers aim for 60 - 70% margins after fixed and variable costs.
  • Track every expense: subscriptions, mileage, studio rent.
  • Use accounting tools like QuickBooks, FreeAgent, or ANNA’s built-in features to stay organised.

💡 Pro tip: Did you know your bookkeeping habits could be saving you money on taxes?

With Bookkeeping Score, you can instantly see how tidy your books are and get simple, actionable tasks (like recategorising expenses) to boost your tax efficiency. The better your score, the more tax you might save!

Are there grants or support?

Yes, especially if you’re just starting out:

  • Start Up Loans UK offers loans with mentoring
  • The Prince’s Trust supports young entrepreneurs
  • Arts Council England offers project-based funding for creative businesses

Client acquisition strategy

Step one: Build a portfolio with purpose

Before you think about advertising, build a body of work that speaks to your target audience. 

If you want to shoot weddings, consider doing 2 -3 styled shoots (offer them free or at a discount in exchange for permission to publish the images). 

If you're targeting e-commerce brands, mock up a few product shoots at home using real objects and strong lighting.

Step two: Set up the right channels

You don’t need to be everywhere. You just need to be where your clients are looking. Here’s where to focus first:

  • Instagram and TikTok: These are your best friends for discovery and reach. Post reels, behind-the-scenes content, before/after edits, and testimonials.
  • Google Business Profile: Optimising your GBP helps you show up in local search (e.g., “wedding photographer near me”). Include keywords, location tags, and recent photos.
  • Personal website: Treat this as your online home. It should include your portfolio, contact form, service list, and client reviews.

Where to find your first paying clients

  • Referrals from friends or colleagues — Ask around and be specific. “Do you know anyone who needs family or branding photos this month?”
  • Partner with related businesses — Venues, florists, stylists, makeup artists, pet groomers, and agencies are always looking for fresh visuals. Offer to collaborate.
  • Join platforms like Bark or Bidvine — These platforms send client leads directly to you (they take a cut or charge per lead).
  • Use social proof early — Even if it’s your first few jobs, gather testimonials, Google reviews, or client quotes and highlight them online.

Don't forget to:

  • Respond quickly to inquiries. Even a friendly message saying, “Got it! I’ll send over more details tomorrow” builds trust.
  • Be clear about your process. What happens after someone books? How long does editing take? How are files delivered?
  • Have a contract, even for small shoots. This shows professionalism.

Operations & capabilities

Technical talent is only half the job. To build a sustainable business, you’ll need to combine artistic, interpersonal, and business management skills:

  • Photography & lighting mastery: Know your camera settings inside out, understand how to work with natural and artificial light, and adapt to indoor/outdoor environments.
  • Editing & post-production: Be proficient with software like Adobe Lightroom, Photoshop, or Capture One. Clients expect professional retouching, not just raw files.
  • Client communication: From the initial brief to delivery, your ability to explain, guide, and reassure clients matters more than you think.
  • Project management: Managing timelines, file delivery, follow-ups, and client feedback is essential, especially as your workload grows.

Should you go solo or build a team?

Most UK photographers start as one-person businesses. It’s lean and gives you full creative control. But as your bookings increase, consider outsourcing or hiring support:

Tools, systems & automations

If you want to avoid burnout and keep your operations smooth, the right tools can save you hours each week, not to mention elevate the experience for your clients.

Booking & scheduling tools

Let clients check your availability and book shoots without the back-and-forth emails:

  • Calendly – Simple scheduling that syncs with your calendar
  • Studio Ninja – Tailored for photographers; handles bookings, contracts, payments
  • Setmore or 10to8 – Great for mini sessions, headshot days, or volume-based bookings

📌 Automate confirmations, reminders, and intake forms to eliminate no-shows and wasted admin time.

Invoicing & payments

You don’t need to chase invoices if you automate your billing. These tools make it seamless:

  • ANNA Money – Free invoicing, tax tracking, and business banking in one app
  • QuickBooks – Great for tracking income, VAT, and expenses in detail
  • Xero – Ideal if you're growing or using an accountant

💡 Pro tip: Include a payment link in your quote or contract. Fewer clicks = faster payments.

Image delivery & client management

Gone are the days of mailing USBs or juggling Dropbox folders. These platforms offer polished, branded delivery:

  • Pixieset – Create beautiful galleries, storefronts, and mobile downloads
  • Pic-Time – Gorgeous client experiences with built-in print shop features
  • ShootProof – Client proofing, digital delivery, and contracts all-in-one

🎯 Send clients a gallery that feels like part of your brand, not just a file drop.

CRM (Client Relationship Management)

When your inbox gets messy, a CRM keeps you organised:

  • HoneyBook – Streamlined for creatives with automation, contracts, and lead tracking
  • Bonsai – Contract templates, quotes, CRM, and time tracking in one place
  • Tave – Best for high-volume studios with advanced automation

Why a business account & registration matter

Using a personal bank account might seem easier, but it makes taxes, accounting, and professionalism harder.

  • A dedicated business account lets you track income and expenses cleanly
  • Helps you prove legitimacy when applying for loans, grants, or studio rentals
  • Separates personal from business finances, saving stress at tax time

📌 ANNA Money makes this effortless with built-in invoicing, receipt capture, and bookkeeping support.

Taxes, accounting & compliance

Once you’re earning through photography (even a few hundred pounds a month) you’ll need to stay on top of your tax obligations. Ignoring this part of your business can lead to fines, missed deductions, or unnecessary stress come January.

Your legal structure (sole trader vs limited company) determines how you report and pay tax:

📌 Even if you’re a sole trader with modest income, you must still register for Self Assessment if you earn over £1,000 per year.

When do you need to register for VAT?

VAT registration becomes mandatory when your annual turnover exceeds £90,000. You can also register voluntarily if it benefits your business: e.g., you're working with VAT-registered clients or have significant equipment costs.

Keep accurate records (Without going crazy)

Photography businesses typically have dozens of small expenses – subscriptions, mileage, props, client gifts, and cloud storage. Good recordkeeping helps you:

  • Track profitability month by month
  • Spot unnecessary spend
  • Prove costs during a tax audit
  • Claim all valid deductions at year-end

What to track:

  • Invoices sent and payments received
  • Receipts (scanned or uploaded)
  • Equipment purchases
  • Travel expenses (with mileage log)
  • Software and subscription fees

✅ ANNA allows for mobile receipt uploads. Capture them as you go – don’t wait until the tax deadline.

End-of-year filing requirements

Depending on your setup, you’ll need to complete some or all of the following:

Why ANNA is the smart start for creatives

Let’s be honest: the admin side of business is rarely a photographer’s favourite part. But ANNA takes the hassle out of company setup and financial management, so you can spend less time stressing about spreadsheets and more time doing what you love.

What makes ANNA different?

ANNA is your backstage crew. It keeps everything running behind the scenes while you focus on your shoots, edits, and building a business that feels like you.

Join over 100,000 UK creatives and freelancers using ANNA to simplify their business life.

Start your photography business the smart way with ANNA Money. One setup. Zero stress.

Register a business with ANNA
The simple, hassle free way to register a company
Get started

Open a business account in minutes

Take the load off with ANNA, the business current account that sorts your invoices and expenses.
Get a business account and a debit card that miaows
We create, send and chase up your invoices
We snap and sort your business expenses
Never miss a deadline, with handy tax reminders