Guides
How to Start a Business in the UK
24 July, 2024•15 mins
Landlord support
ANNA Money Landlord Hub
Whether you’re an experienced landlord or just getting started, ANNA Money is here to make managing your property simpler and less stressful. We’ve teamed up with the NRLA to build a new product designed for all types of landlord, whether you’re renting out one flat or overseeing a whole portfolio. ANNA is here to help you navigate the ins and outs of the rental sector.
The business account for landlords that also does your taxes
The all-in-one business account for money, invoicing, expenses, and taxes.
Register a company as a landlord
Landlords can unlock some great benefits - like saving on tax and protecting their assets - by setting up as a limited company. And with ANNA, getting started couldn’t be simpler.
Register a limited company as a landlord
Save money on taxes by registering a company
Setting up a limited company for your rental property can be a smart way to save money. Instead of paying income tax on your rental income, you’ll pay Corporation Tax, which is currently 25%.
Company name
Register a limited company and open a business account in under 10 minutes
Landlord insurance, registration and perks
Exclusive discounts and cashback offers from our partners, as well as memberships and lending options
Protection
You get discounted Landlord insurance with Aviva when you register with ANNA
Membership
Free NRLA membership when you register with ANNA
Cashback offers
Everyday cashback offers for ANNA landlord customers, including great deals at stores like IKEA, Homebase and AO
Commercial mortgage and lending
Looking for a loan? Our partners have got your covered
Free NRLA membership for ANNA customers
Complete support for landlords from NRLA and ANNA
The National Residential Landlords Association (NRLA) is the UK's largest membership organisation for private residential landlords in England and Wales, representing over 100,000 members.
Providing all-round support, they can help you stay compliant, save money and reduce stress. They offer expertise, resources, benefits and savings for members, as well as campaigning and championing the interests of landlords. NRLA memberships costs £99 a year, but is totally free when you register your limited company with ANNA, or open an ANNA business account.
Tax solutions available with ANNA
ANNA’s +Taxes service takes the headache out of being a landlord. You can automatically calculate and file your VAT Return, Corporation Tax, PAYE and confirmation statement. It keeps your books tidy, and simplifies your expenses.
Landlords: the benefits of registering as a LTD company
The benefits to operating as a limited company
Corporation Tax
You pay Corporation Tax (25% for profits up to £50,000 a year) rather than personal income tax, which usually means saving a lot on taxes
Protected assets
Protect your personal assets. As a LTD company, a landlord’s liability is limited to the amount they’ve invested into the property
Tax efficiency
Mortgage interest can be offset against your income, which can mean less taxable profits, and less taxes to pay
Section 24
Landlords operating through a limited company aren’t subject to Section 24 of the Finance Act 2015, so they can offset 100% of their mortgage interest against profits
Why ANNA?
ANNA has been helping small businesses since 2017 and we now have over 100,000 happy customers across the UK, maybe that’s why our TrustPilot rating is 4.2.
Most business accounts don’t give landlords all the tools and support they need, and specialist landlord software often overlooks the fact that many landlords also have other income that needs to be factored into the tax they pay.
ANNA understand the needs of landlords, whether they own a flat they rent out at weekends, or have a larger set of properties they’re renting out long-term.
